1. Introduction; 2. Financialised capitalism and the centrality of household debt; 3. Consumer bankruptcy theory and the case for debt relief; 4. A consumer bankruptcy marketplace; 5. The limits of contractual consumer bankruptcy; 6. The austere creditor: austerity, bankruptcy policy and government debt collection; 7. Moral hazard and bankruptcy abuse prevention

1. Bankruptcy -- England
2. Debt relief -- England
3. Consumer credit -- Law and legislation -- England
4. Bankruptcy -- Economic aspects
5. Finance
6. Personal -- Government policy