Author | Ross, Stephen L |
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Title | The color of credit [electronic resource] : mortgage discrimination, research methodology, and fair-lending enforcement / Stephen Ross and John Yinger |
Imprint | Cambridge, Mass. : MIT Press, 2003 |
Connect to | http://www.netLibrary.com/urlapi.asp?action=summary&v=1&bookid=78100 |
Descript | viii, 459 p. : ill. ; 24 cm |
The mortgage market and the definition of mortgage lending discrimination -- A conceptual framework for mortgage lending -- The literature on mortgage lending discrimination up to and including the Boston Fed study -- Accounting for variation in underwriting standards across lenders -- Other dimensions of discrimination: pricing, redlining, and cultural affinity -- Using performance data to study mortgage discrimination: evaluating the default approach -- Lender behavior, loan performance, and disparate-impact discrimination -- Implications for fair-lending enforcement