Sect. 1: Risk, insurance, and risk management -- The problem of risk -- Introduction to risk management -- The insurance device -- Risk management applications -- The private insurance industry -- Regulation of the insurance industry -- Functions of insurers -- Financial aspects of insurer operations -- The legal framework -- Sect. 2: Life and health insurance -- Managing personal risks -- Social insurance programs -- Introduction to life insurance -- The actuarial basis of life insurance -- The life insurance contract - general provisions -- The life insurance contract - other provisions -- Special life insurance forms -- Buying life insurance -- Annuities and pension benefits -- Managing the retirement risk -- Health insurance: disability income insurance -- Health insurance: coverage for medical expenses -- Health insurance for the elderly -- Employee benefits and other business uses of life and health insurance -- Sect. 3: Property and liability insurance -- The homeowners policy - general provisions -- The homeowners policy forms -- Other personal forms of property insurance -- Negligence and legal liability -- General liability insurance for the individual -- The automobile and its legal environment -- The personal auto policy -- Commercial property insurance -- Commercial liability insurance -- Surety bonds and credit insurance -- Insurance in the future

1. Insurance
2. Risk (Insurance)