Pay yourself first -- Let the fund do the work -- Look out for Ponzi scams -- Follow the yield curve -- Ask questions, get answers -- Mutual funds have less risk -- Use the rule of 72 to double -- All mutual funds aren't the same -- Highest-performing fund can be dangerous -- Determine the cost of investing -- Invest according to life stage -- Watch the consumer price index -- Invest according to objectives -- Check frequently to avoid fraud -- Government bond funds are not guaranteed -- Buy more shares with no commission

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