Page 142 - clra62_0019-(GIPE)
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RECENT  RATE  OF  MATERIAL  PROGRESS  IN  ENGLAND  135
                  posits  and  depositors.  These  deposits  are  not.  of
                  course, the  deposits  of working classes  only.  technic-
                  ally so called.  They include the smaller class of trades-
                  men  and  the  lower  middle  classes  genetally.  But,
                  quantum valeant,  the facts  as  to  a  growth of deposits
                  and  depositors  should  reflect  the  condition  of  the
                  country generally in much the same way as the returns
                  of pauperism.  What  we  find  then  is,  as  regards  de-
                  posits, that  the increase  between  1855  and 1865  was
                  '£34,300.000 to £45,300,000,  or about  one-third;  be~
                  tween 1865 and 1875 from £45.300,000 to £67.600,000,
                  or about  one-half;  and  between 1875  and 1885 from
                  £67,600.000 to £94,053.000, or just about 40 per cent.
                  -a less increase  than  in the  previous  ten  years.  but
                  not  really less.  perhaps, if allowance  is  made  for  the
                  fall  of prices  in the interval, and  in  any  case  a  very
                  large  increase.  Then, as  regards  depositors, what we
                  find  is  an  increase  between  1855  and  1865  from
                  1,304,000 to 2,079,000, or 59  per  cent. j  between 1865
                  and 1875  from  2,079.000 to 3,256.000, or 56 per cent.;
                  and  between  1875  and  1885  from  3,256,000  to  over
                  5.000,000, or over 50 per cent.  Whatever  special  ex-
                  planations  there  may· be, facts like  these  are  at  least
                  not inconsistent with a fuller employment of the popu-
                  lation in the last ten years than in the previous ten.
                     Yet  another  fact  tending  to  the  same  conclusion
                  may be referred to.  The stationariness or slow growth
                  of the  income  tax assessments in  general  in the  last
                  ten years, as  compared  with  the  rapid  increase in the
                  ten years just before, has  already been  referred  to as
                  one  of  the  signs  indicating  a  check  to  the  rate  of
                  advance in our material growth.  But when the returns
                  are  examined  in. detail,  there  is  one  class  of assess-
                  ments,  more  significant,  perhaps,  than  any,  of  the
                  general condition  of the  nation, viz., houses,  which is
                  found  to  exhibit  as great an increase  in  the  last  ten
                  years  as  in  the  previous decade.  Between  1865  and
                  1875 the increase in the  item of houses in the income
                  tax  assessments  in  the  United  Kingdom  was  from
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